This system is so bad. You should research direct primary care in NYC and then add that to crowd health. You should be able to predict your costs at least
I’m beginning to think medicare for all may be better than this sh!t show. My wife and I are 78 and lucky to be on it, both of us having had cancer. The background music playing in my mind while reading Jenny’s piece today was from Dylan: Desolation Row ( that’s Charlie McCoy on the guitar fills) and It’s All Over Now, Baby Blue (that’s Spike Lee’s father, William Lee on the bass accompaniment.) The government- both sides - is not serious about fixing the medical insurance mess. It’s not just lobbyists; I think it’s simply that our elected officials get superb coverage and they don’t care beyond that. As usual the answer is to stop letting them be immune from the laws they pass on us. If only that could happen.
Seriously! And I'm so sorry to hear that both you and your wife had cancer — that must have been so tough to navigate, not once, but twice. Emotionally/spiritually/physically AND all these oppressive labyrinthine systems during a time where you needed a lot of care. I'm so thankful you both made it through (and may God keep you both healthy for many more years to come!). Thank you for the soundtrack addition to today's post 🤪 and for helping me at least feel a little more human through the frustration of it all!
P.S. It's not even the amounts that bother me (though they do) . . . it's the total and utter lack of care, the never-ending waste of time for even the smallest tasks, the utmost minimum of care that shouldn't need a second thought. So that we can stay healthy and not drain this very system! Such a good idea that we should make elected officials participate in these "silver" level plans like the rest of us . . . no private doctors, no payoffs from Big Pharma; see how far *they* get. Grr!
I'm so sorry you're going through this, Jenny. I'm also grateful that you're writing about it. We really need folks considering entrepreneurship to know the reality of this situation. Back in 2006 the first time I attempted to start a business, I realized I'd have to give up that idea. I really needed insurance to keep my medicine and therapy affordable. I'm pretty sure my life depended on that, actually.
This time around, my husband had decent coverage so I was willing to take the risk. Even though I haven't figured out how to make it sustainable (yet) I know that insurance coverage is one of the factors I consider.
I really wish a "medicare for all" option existed, because even though that isn't a perfect system, it has much better coverage, and clarity on pricing. Working through health stuff with my parents these past two years, it seems reasonable.
You're right! Senators and Representatives should have the same exact plan as the average American. How fast would those policies change if they were subjected to the same costs?!?
I too decided this year I would see a doctor at least once and take advantage of a "free wellness checkup" as part of my (supposedly) platinum PPO plan ($1700/mo/1 person, $1 discount through Covered CA). That visit ended up costing me $463, because I answered questions my doctor asked me which then kicked it out of "preventative care" territory. What could/should I have done differently? Refuse to fill out the questionnaire? Refuse to answer all questions posed?? Madness.
Nooooo, are you serious?!? 🤯🤯🤯 How enraging!!! And there you were trying to be healthy and take advantage of a “free” check-up, how insane — I’m so sorry you’re dealing with all this madness, and yet I know so many of us are 😞🙂↔️ What kills me is that you’re paying $1,700 (!!!) a damn month, and the way it makes us afraid to have any needs or answer and questionnaires like that honestly in the future. You couldn’t have known! I hope they erase that bill… check out the recent “No Surprises” act in case that helps. Thank you for at least sharing in solidarity!
This system is so bad. You should research direct primary care in NYC and then add that to crowd health. You should be able to predict your costs at least
I’m beginning to think medicare for all may be better than this sh!t show. My wife and I are 78 and lucky to be on it, both of us having had cancer. The background music playing in my mind while reading Jenny’s piece today was from Dylan: Desolation Row ( that’s Charlie McCoy on the guitar fills) and It’s All Over Now, Baby Blue (that’s Spike Lee’s father, William Lee on the bass accompaniment.) The government- both sides - is not serious about fixing the medical insurance mess. It’s not just lobbyists; I think it’s simply that our elected officials get superb coverage and they don’t care beyond that. As usual the answer is to stop letting them be immune from the laws they pass on us. If only that could happen.
Seriously! And I'm so sorry to hear that both you and your wife had cancer — that must have been so tough to navigate, not once, but twice. Emotionally/spiritually/physically AND all these oppressive labyrinthine systems during a time where you needed a lot of care. I'm so thankful you both made it through (and may God keep you both healthy for many more years to come!). Thank you for the soundtrack addition to today's post 🤪 and for helping me at least feel a little more human through the frustration of it all!
P.S. It's not even the amounts that bother me (though they do) . . . it's the total and utter lack of care, the never-ending waste of time for even the smallest tasks, the utmost minimum of care that shouldn't need a second thought. So that we can stay healthy and not drain this very system! Such a good idea that we should make elected officials participate in these "silver" level plans like the rest of us . . . no private doctors, no payoffs from Big Pharma; see how far *they* get. Grr!
I'm so sorry you're going through this, Jenny. I'm also grateful that you're writing about it. We really need folks considering entrepreneurship to know the reality of this situation. Back in 2006 the first time I attempted to start a business, I realized I'd have to give up that idea. I really needed insurance to keep my medicine and therapy affordable. I'm pretty sure my life depended on that, actually.
This time around, my husband had decent coverage so I was willing to take the risk. Even though I haven't figured out how to make it sustainable (yet) I know that insurance coverage is one of the factors I consider.
I really wish a "medicare for all" option existed, because even though that isn't a perfect system, it has much better coverage, and clarity on pricing. Working through health stuff with my parents these past two years, it seems reasonable.
You're right! Senators and Representatives should have the same exact plan as the average American. How fast would those policies change if they were subjected to the same costs?!?
Sickening costs!!! This is shocking, JB. I had no idea it was this bad :(
I too decided this year I would see a doctor at least once and take advantage of a "free wellness checkup" as part of my (supposedly) platinum PPO plan ($1700/mo/1 person, $1 discount through Covered CA). That visit ended up costing me $463, because I answered questions my doctor asked me which then kicked it out of "preventative care" territory. What could/should I have done differently? Refuse to fill out the questionnaire? Refuse to answer all questions posed?? Madness.
Nooooo, are you serious?!? 🤯🤯🤯 How enraging!!! And there you were trying to be healthy and take advantage of a “free” check-up, how insane — I’m so sorry you’re dealing with all this madness, and yet I know so many of us are 😞🙂↔️ What kills me is that you’re paying $1,700 (!!!) a damn month, and the way it makes us afraid to have any needs or answer and questionnaires like that honestly in the future. You couldn’t have known! I hope they erase that bill… check out the recent “No Surprises” act in case that helps. Thank you for at least sharing in solidarity!
I don’t even know what to say other than to affirm this is RAGE inducing. It is so wrong.